If you\u2019re buying expensive products, such as electronics or power equipment from walmartprotection com, you want a guarantee that it will work. Unfortunately, there\u2019s never a guarantee that all products will work as described, even if they are expensive.<\/p>\n

Walmart wants to guarantee its customers that their products will work or they\u2019ll receive a replacement. It sounds great, but it costs you money.<\/p>\n

Walmart offers a Walmart Protection Plan that covers mishaps and broken equipment but only in certain situations.<\/p>\n

Is buying a Walmart Protection Plan worth it? Find out in our review below.<\/p>\n

What is the Walmart Protection Plan?<\/strong><\/p>\n

Walmart sells a protection plan on a wide number of its products sold online and in-store.<\/p>\n

The plan protects your purchase from failures resulting from \u2018regular use.\u2019 Each category has specific reasons you could use the Protection Plan coverage, but overall it\u2019s a way to get you to buy an \u2018insurance plan\u2019 to cover products when they no longer work, but Allstate has the final say in whether they cover the occurrence or not.<\/p>\n

How Does the Walmart Protection Plan Work?<\/strong><\/p>\n

The Walmart Protection Plan is issued through Allstate, one of the country\u2019s largest insurance providers.<\/p>\n

You must purchase the plan when you buy your product or within 30<\/strong> days after purchase to get protection. If you buy it, and your product breaks from normal use or a manufacturer defect, you can file a claim. Walmart automatically<\/strong><\/a> registers you for the protection plan if you purchase it \u2013 you don\u2019t have to take any extra steps.<\/p>\n

Allstate offers two ways to file the claim:<\/strong><\/p>\n

Online \u2013 You must log into your Walmart account and it will direct you to the SquareTrade, Allstate\u2019s claims site where you can follow the prompts to file a claim.
\nOver the phone \u2013 You can call Allstate directly and talk to a representative who will file the claim for you
\nIf they accept your claim (it\u2019s not hard), they\u2019ll send you a box to return the product. Allstate will determine if they\u2019ll repair the product or take the return and send you walmartprotection com a replacement. Either way, you must send the product back in the provided shipping box and wait for them to either repair or replace the item.<\/p>\n

How to File a Claim?<\/strong><\/p>\n

Walmart\/Allstate makes it easy to file a claim. They prefer that you do it online since it\u2019s the easiest and fastest way to file it.<\/p>\n

Here\u2019s how:<\/strong><\/p>\n

Log into your dashboard, if you didn\u2019t create an account yet, set it up now<\/strong><\/p>\n

Gather your item and the purchase receipt<\/strong><\/p>\n

Enter the required information<\/strong><\/p>\n

You\u2019ll typically get an answer right away unless Allstate needs more information. If so, a representative will call you to guide you through the final steps. Next, they\u2019ll send you a box to return the product which they will either repair or replace if your claim was approved.<\/p>\n

What\u2019s the Cost?<\/strong><\/p>\n

The cost of the Walmart Protection Plan varies by the product purchased and the length of the protection (2 \u2013<\/strong> 3<\/strong> years). On average, plans cost between $2 \u2013 $39.<\/strong><\/p>\n

What\u2019s Covered on the Walmart Protection Plan?<\/strong><\/p>\n

What your Walmart Protection Plan covers varies by product. Here\u2019s a quick summary of each category.<\/p>\n

TVS<\/strong><\/p>\n

TV plans cover electronic and mechanical issues resulting walmartprotection com from normal use. Examples of covered services include remote or screen not working, TV won\u2019t turn on, or the speakers stop working.<\/p>\n

Laptops<\/strong><\/p>\n

Laptop plans cover electronic and mechanical issues resulting from normal use and accidents. This includes spills, falling, or other accidents. Examples of covered issues include battery issues, cracked screen, spills, and hard drive issues.<\/p>\n

Mobile Phones and Tablets<\/strong><\/p>\n

Mobile phone and tablet plans cover electronic and mechanical issues resulting from normal use and accidents. This includes accidental damage. Examples of covered issues including cracked screens, charging issues, touch screen issues, or damage from spills.<\/p>\n

Outdoor Power Equipment<\/strong><\/p>\n

Outdoor power equipment plans cover electronic and mechanical walmartprotection com issues only from normal use. Examples of covered issues include electronic issues, power supply issues, motor failure, or normal wear and tear issues.<\/p>\n

General Merchandise<\/strong><\/p>\n

General merchandise plans<\/strong><\/a> cover electronic and mechanical issues only. Examples of covered issues include the product won\u2019t power up, electronic issues, failure from normal use (nothing excessive or damaging).<\/p>\n

Jewelry and Watches<\/strong><\/p>\n

Jewelry and watches plans cover jewelry that\u2019s broken or damaged only from normal use. You must prove the damage occurred only during normal use and you didn\u2019t do anything that could make the issue worse (submitting a watch in water, etc.).<\/p>\n

What\u2019s Excluded from the Plan?<\/strong><\/p>\n

The Walmart Protection plan covers a lot, but it excludes a lot too. In most walmartprotection com cases, any damage from accidents, intentional damage, vandalism, or theft is not covered on most products, but there are some exceptions for accidents on mobile phones, tablets, and laptops.<\/p>\n

It also does not cover:<\/strong><\/p>\n

Lost items
\nItems stored incorrectly
\nDamage occurred from buildup of dust, debris or other items resulting from lack of care
\nDamage caused by improper care
\nCosmetic damage
\nProjector bulbs
\nConsumer replaceable items like batteries, toner, or ribbons
\nProducts used for commercial use
\nManufacturer\u2019s defects
\nComputer issues caused by a virus
\nAny damages or issues covered by another plan<\/p>\n

What are the Benefits of the Walmart Protection Plan?<\/strong><\/p>\n

Allstate is a reputable insurance company that\u2019s been in business for 85+<\/strong> years
\nYou can easily manage your Walmart Protection Plans online
\nYou can have Walmart Protection Plans save your receipt online so you don\u2019t have to worry about digging it out when you need to file a claim. You\u2019ll need to download the Walmart app and click Register a Plan to scan your receipt.
\nYou can get a full refund if you change your mind walmartprotection com and cancel the protection plan within 30<\/strong> days of your purchase
\nAllstate offers 24\/7<\/strong> support for your product
\nYou can transfer the plan by logging into your account and clicking \u2018Transfer Plan\u2019 if you sell or give away the item<\/p>\n

What are the Downsides?<\/strong><\/p>\n

The repair or replacement is at the discretion of Allstate. If you don\u2019t have adequate proof regarding what happened or they deem it an \u2018accident\u2019 you may not get coverage.
\nIt\u2019s an extra cost, sometimes as much as $39<\/strong> on top of the purchase price.
\nYou must have a receipt to file a claim. If you don\u2019t store the receipt in your Walmart Protection Plan dashboard and can\u2019t find the physical receipt, you can\u2019t file a claim.
\nOnly items sold by Walmart are covered. Since Walmart is a marketplace too, it can be hard to differentiate.<\/p>\n

Walmart Protection Plan FAQs<\/strong><\/p>\n

What does the Walmart Protection Plan cover?<\/strong><\/p>\n

Each category has a list of what it covers, but in general, the protection plan covers damage from normal use. In certain cases, such as laptops, phones, and tablets, it also covers walmartprotection com damage from accidents including spills or falling and cracking a screen. The decision of whether an incident is covered is up to Allstate when you file a claim.<\/p>\n

How does the Walmart Protection Plan work with a manufacturer\u2019s warranty?<\/strong><\/p>\n

Allstate\/Walmart will direct you to use the manufacturer\u2019s warranty if the issue you\u2019re claiming falls within the warranty and you\u2019re still within the warranty window. Most product warranties last from 90 days to 1 year depending on the product.<\/p>\n

Do I need to register my Walmart Protection Plan?<\/strong><\/p>\n

There\u2019s no need to register your Walmart Protection Plan. Walmart automatically registers it for you when you purchase it. You will need to set up an account though, using the email you provided when you bought the protection plan.<\/p>\n

Can I get a refund on the Walmart Protection Plan?<\/strong><\/p>\n

You can cancel your Walmart Protection Plan within the first 30<\/strong> days of purchase for a full refund. If you bought it in the store, you\u2019ll need to return it to the store with your receipt. If you bought it online, sign in to your account and follow the prompts to cancel your account.<\/p>\n

If you\u2019re past the 30 days, you may still cancel it, but won\u2019t receive a full refund. You must visit SquareTrade to cancel it.<\/p>\n

Should you Sign up for the Walmart Protection Plan?<\/strong><\/p>\n

Is a Walmart Protection Plan worth<\/strong> it?<\/strong><\/p>\n

It depends.<\/strong><\/p>\n

If you bought an expensive electronic that you plan to keep for several years, it may make sense to spend the extra $39 (most plans are around this much for expensive items), but otherwise, it\u2019s a waste of money.<\/p>\n

Even if you only spend $2 on a protection plan, that\u2019s another $2<\/strong> for the product you bought. Chances are the plan won\u2019t cover much of anything and you\u2019ll have to buy another product anyway.<\/p>\n

Unless you\u2019re buying a phone, laptop, or tablet, accidents aren\u2019t covered and that\u2019s usually what causes products to stop working. Instead, focus your money on saving for a new product if you know you\u2019re prone to dropping, kicking, or otherwise damaging items walmartprotection com around your home.<\/p>\n","protected":false},"excerpt":{"rendered":"

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